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The above information is indicative of the terms, conditions, warranties and exceptions contained in the insurance policy. For further details, please refer to the policy document and product brochure : LifeTime Pension II : Form No. U21. Insurance is the subject matter of the solicitation. Investments are subject to market risks. Please refer to the policy document for risk factors. ICICI Prudential Life Insurance Company Limited. * On an investment of Rs. 10,000, based on current provisions of the Income Tax Act Annuity:Life Annuity without return of purchase price. Assumes that your current age is 30 years and you choose to retire at the age of 55 years. If you opt to invest Rs. 10,000 for the first 10 years, Rs. 20,000 for the next 10 years and Rs. 10,000 for the remaining 5 years, then your savings will amount to Rs. 10 lacs, at an assumed rate of return of 10%, every year after retirement.The above are illustrative returns, net of all charges. Since your policy offers variable returns, the above illustration shows two different rates of assumed future investment returns. These assumed rates are not guaranteed and they are at the upper or lower limits of what you might get back, as the value of your policy depends on number of factors including future investment performance. Tax Benefit: Gain tax benefits under section 80C* and 10 (10D) as per prevailing tax laws.